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com-freerateupdate-mortgage-home-equity declares 9 capabilities across 9 tools, with 1 critical issue.

16/100 exposureModerate

Manifest recorded 2026-10-21 from tools/list on https://fru-api.freerateupdate.com/mcp, published in the official MCP registry as com.freerateupdate/mortgage-home-equity 1.1.0. The date changes only when the manifest does. Not verified by a maintainer.

Issues

These describe what this server's manifest declares. A product can provide controls that MCP has no way to express — token revocation, an admin console, audit logs — and this page cannot see them. The absence of a declaration is not evidence that a control is absent.

critical · no-revocation · All 9 tools

9 of 9 tools declare no way for the customer to switch them off once granted. This applies to every tool because MCP has no field in which to declare a revocation mechanism; the product may provide one outside MCP that a manifest cannot show.

high · no-expiry · All 9 tools

9 of 9 tools declare no expiry. This applies to every tool because MCP has no field in which to declare an expiry; the product may provide one outside MCP that a manifest cannot show.

high · no-audit-trail · All 9 tools

9 of 9 tools declare no record of their actions that the customer can read. This applies to every tool because MCP has no field in which to declare an audit requirement; the product may provide one outside MCP that a manifest cannot show.

low · uncapped-read · All 9 tools

9 tools can read data and declare no limit.

Declared capabilities

How each tool was read. declared means the server's own annotation said so — self-reported and unverified. inferred is from the tool's name. assumed means nothing indicated either way.

Tool	Read as	Basis
`get_mortgage_rates`	`read`	declared
`get_heloc_rates`	`read`	declared
`get_start_link`	`read`	declared
`get_lender_score`	`read`	declared
`get_network_rate_summary`	`read`	declared
`get_home_values`	`read`	declared
`get_reference_series`	`read`	declared
`get_content_answer`	`read`	declared
`get_lender_universe`	`read`	declared

Record history

Earlier records for this server. A correction is added here, never written over the record it corrects.

Recorded	Exposure	Source
2026-10-11	16	tools/list on https://fru-api.freerateupdate.com/mcp, published in the official MCP registry as com.freerateupdate/mortgage-home-equity 1.1.0

Answering this question about your own agent? The self-serve stack report applies the same reading to your own stack or server and gives you a dated document you can hand to a customer's security review. It is generated in your browser, with nobody to wait for. Buying one does not change this page, its score or its place in the index — see Independence.

Maintain this server? If this page misreads your manifest, or your server has changed, submit its current tools/list response and it will be re-scored and dated. Corrections are published alongside the original, not in place of it.