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HomeMortgageOnline mortgage tools

com-homemortgageonline-mortgage-tools declares 15 capabilities across 15 tools, with 3 critical issues.

40/100 exposureElevated

Manifest recorded 2026-10-21 from tools/list on https://homemortgageonline.com/mcp, published in the official MCP registry as com.homemortgageonline/mortgage-tools 1.0.0. The date changes only when the manifest does. Not verified by a maintainer.

Issues

These describe what this server's manifest declares. A product can provide controls that MCP has no way to express — token revocation, an admin console, audit logs — and this page cannot see them. The absence of a declaration is not evidence that a control is absent.

critical · irreversible-uncapped · 1 of 15 tools

1 tool is classified as irreversible and declares no limit.

critical · no-revocation · All 15 tools

15 of 15 tools declare no way for the customer to switch them off once granted. This applies to every tool because MCP has no field in which to declare a revocation mechanism; the product may provide one outside MCP that a manifest cannot show.

critical · uncapped-spend · 1 of 15 tools

1 tool is classified as moving money and declares no dollar limit. A cap on the number of payments does not bound their amount.

high · no-expiry · All 15 tools

15 of 15 tools declare no expiry. This applies to every tool because MCP has no field in which to declare an expiry; the product may provide one outside MCP that a manifest cannot show.

high · no-audit-trail · All 15 tools

15 of 15 tools declare no record of their actions that the customer can read. This applies to every tool because MCP has no field in which to declare an audit requirement; the product may provide one outside MCP that a manifest cannot show.

low · uncapped-read · 14 of 15 tools

14 tools can read data and declare no limit.

Declared capabilities

How each tool was read. declared means the server's own annotation said so — self-reported and unverified. inferred is from the tool's name. assumed means nothing indicated either way.

Tool	Read as	Basis
`mortgage_payment`	`pay`	inferred
`affordability`	`read`	declared
`refinance_break_even`	`read`	declared
`amortization_schedule`	`read`	declared
`pmi_estimate`	`read`	declared
`closing_costs`	`read`	declared
`loan_path_note`	`read`	declared
`published_rates`	`read`	declared
`rate_outlook`	`read`	declared
`state_rate_context`	`read`	declared
`tax_itemize`	`read`	declared
`tax_points`	`read`	declared
`tax_pmi_treatment`	`read`	declared
`tax_salt`	`read`	declared
`tax_take_home_piti`	`read`	declared

Record history

Earlier records for this server. A correction is added here, never written over the record it corrects.

Recorded	Exposure	Source
2026-10-16	40	tools/list on https://homemortgageonline.com/mcp, published in the official MCP registry as com.homemortgageonline/mortgage-tools 1.0.0

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Maintain this server? If this page misreads your manifest, or your server has changed, submit its current tools/list response and it will be re-scored and dated. Corrections are published alongside the original, not in place of it.