Clara Mortgage Assistant
io-github-clara-finance-clara-mortgage-assistant declares 6 capabilities across 6 tools, with 1 critical issue.
Issues
6 of 6 tools declare no way for the customer to switch them off once granted. This applies to every tool because MCP has no field in which to declare a revocation mechanism; the product may provide one outside MCP that a manifest cannot show.
6 of 6 tools declare no expiry. This applies to every tool because MCP has no field in which to declare an expiry; the product may provide one outside MCP that a manifest cannot show.
6 of 6 tools declare no record of their actions that the customer can read. This applies to every tool because MCP has no field in which to declare an audit requirement; the product may provide one outside MCP that a manifest cannot show.
6 tools can read data and declare no limit.
Declared capabilities
| Tool | Read as | Basis |
|---|---|---|
refuse_unsupported_mortgage_request | read |
declared |
compare_mortgage_scenarios | read |
declared |
calculate_qualification | read |
declared |
calculate_debt_service | read |
declared |
calculate_ltv | read |
declared |
estimate_prepayment_penalty | read |
declared |
Record history
| Recorded | Exposure | Source |
|---|---|---|
| 2026-10-11 | 11 | tools/list on https://mcp.claratech.ai/mcp, published in the official MCP registry as io.github.clara-finance/clara-mortgage-assistant 0.1.1 |
tools/list response and it will be re-scored and dated.
Corrections are published alongside the original, not in place of it.